保险术语 4（ 4）.docVIP

保险术语 4（ 4） Sender: ceeena (light wave @ retreat hard, something cast //bow), letter: Insurance_Act Title: Insurance terminology 4 Post office: Sun Moon Guanghua (2004, 03, 18, 10:33:28 Thursday), station mail [I] Increased Value Clause see value added clause Industrial Life Assurance see simple life insurance Inherent Vice see inherent flaws. Insurance see insurance Insurance Agent see insurance agent Insurance Amount see insurance amount Insurance Broker see insurance broker Insurance Certificate see insurance certificate Insurance Clauses see insurance clause Insurance Company see insurance company Insurance Contract see insurance contract Insurance Fund see the insurance fund Insurance Period see insurance period Insurance Premium see premium. Insurance Subject see subject matter of insurance Insured see the insured Insurer see insurer [J] Joint Life Insurance see joint life insurance Proximate cause (Proximate, Cause) The most direct and effective cause of the loss of the subject-matter insured, rather than the closest loss in time. near Because the principle is the important principle that must be followed in the insurance claim settlement. In accordance with this principle, only when the insured loss is The insurance can only be compensated by the accident within the scope of the insurance liability, that is, the occurrence and loss of the insurance accident In fact, the existence of a direct causal relationship between the two can constitute the condition of insurance compensation. Principle of proximate cause In practice, they are divided into the following situations: (1) the loss caused by a single cause, if this is the risk insured by the insurer, is the cause of the loss In the immediate cause, the insurer shall be liable for the damages; otherwise, the insurer shall not be liable for damages. (2) most of the losses caused by these reasons are within the scope of insurance liability, and the proximate cause of the loss must be... In case of an insurance