企业年金应强化过程管理（Enterprise annuity should strengthen process management）.docVIP

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企业年金应强化过程管理（Enterprise annuity should strengthen process management）.doc

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企业年金应强化过程管理（Enterprise annuity should strengthen process management）

企业年金应强化过程管理（Enterprise annuity should strengthen process management） Enterprise annuity from the establishment of the fund to employee retirement for a considerable period of time, in the meantime, the enterprise annuity assets are facing many risks, the ultimate value of the fund will have an impact. The individual accounts of the enterprise annuity are distinct from the bank savings account. The bank savings account may be withdrawn at any time, while the payment of the enterprise annuity must meet the requirements of the state, and the employee shall not withdraw funds from his personal account before he reaches the retirement age. Staff retirement, you can pay a one-time payment, you can also pay in installments, but from the current situation, basically, choose a one-time payment. The enterprise annuity fund long-term free properties based on the staff only through personal accounts in order to understand the status of assets, therefore, the social insurance management department of the enterprise process management of enterprise pension in personal accounts is very important. Occupational characteristics of enterprise annuity The main organizations of occupational pension in countries all over the world are usually gathered by industry, large enterprises and small and medium-sized enterprises. The establishment of an enterprise pension plan in the United Kingdom dates back to the early 1875. The American Express Company established the first enterprise annuity plan in nineteenth Century. The early retirement plans, which are generally based on railways, banks and utilities, have effectively promoted and promoted the development of enterprise annuities. The establishment of enterprise annuity in China is more conducive to the establishment of enterprise annuity by state-owned enterprises, and plays an important role in the reform, stability and development of state-owned enterprises. Our country is the reconstruction of endowment insurance responsibility system