电子商务与数码商品市场.pptVIP

This slide continues the discussion of m-commerce. Ask students what their experience is of the data limitations and display screens for their mobile phones. Do any use wireless portals, and if so, which ones? * This slide introduces the types of electronic payment systems used to pay for goods on the Internet. Ask students which of these payment systems they have used, and to evaluate the system’s ease of use. * This slide continues the look at the different types of electronic payment systems. Have any students used electronic billing? * This slide looks at payment systems used in m-commerce. Note that in Europe and Asia, phones are integrated into a large array of financial institutions, while in the U.S. cell phone service resides behind a “walled garden” of telephone providers. * Electronic Commerce Payment Systems Stored value payment systems Enable online payments based on value stored in online digital account May be merchant platforms or peer-to-peer (PayPal) Digital checking Extend functionality of existing checking accounts to be used for online payments. Ex PayByCheck Electronic billing presentment and payment systems Paying monthly bills through electronic fund transfers or credit cards. Yahoo! Bill Pay, CheckFree Management Information Systems Chapter 10 E-Commerce: Digital Markets, Digital Goods Digital payments systems for m-commerce Three types of mobile payment systems in use in Japan Stored value system charged by credit cards or bank accounts Mobile debit cards Mobile credit cards Ex: Japan’s largest phone company NTT DoCoMo introduced RFID cell phones and a related payment system (FeliCa) in 2004. In the U.S., the cell phone has not yet evolved into a mobile payment system Management Information Systems Chapter 10 E-Commerce: Digital Markets, Digital Goods Electronic Commerce Payment Systems All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic