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Online banking service Help track the status(追踪发送状态) of all your accounts. Online Banking helps you prevent fees by telling you what’s posted in your accounts. You can also see many of your pending transactions before they post. And, you can do it 24/7, wherever you have internet access1. With Online Banking, you can: Track when your transactions have posted, so you can see what the bank has processed(处理). That helps you to prevent overdraft(透支)fees on your checking account and over-limit fees on your credit card. Setup alerts that send account information automatically to your email or cell phone. Pay bills on time with e-bill reminders and automatic payments, so you can prevent late fees. Transfer funds to make your Bank of America credit card, loan and mortgage payments. Transfer funds to other bank accounts where you need the money the most. Plus, you get features such as Zero Liability and SiteKeyTM to protect you from fraud and identity theft online. Both are free and part of Total Security Protection? from Bank of America—the industry leader in safe and secure online banking2. Alert Know your account activity automatically. With free Online Banking Service, you receive Alerts via email or text message to your mobile device.3 Alerts can help you prevent late, overdraft and over credit limit fees by letting you know when: Your account balance drops below a level that you set. A direct deposit has been posted to your account. You reach a specified level on your credit card balance. A credit card payment is due. A check youve written has posted. Enroll in Online Banking to receive e-mail Alerts. Once enrolled, login to Online Banking at and select Alerts at the top of the page. To receive text message Alerts on your cell phone: Click on the Alerts tab. Under e-mail settings, click change e-mail. Click edit secondary e-mail address. Select Short Text under e-mail format. Follow prompts and enter your cell phone. Overdraft protection with savings or

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