有效银行监管的核心原则课件.pptVIP

Basel Committee on Banking Supervision Core Principles for Effective Banking Supervision有效银行监管的核心原则 What are the Core Principles?什么是核心原则？ The Core Principles are a set of supervisory guidelines or principles aimed at providing a general framework for effective banking supervision. They are intended for G-10 as well as non-G-10 countries 核心原则是旨在提供有效银行监管总体框架的一套监管指引或原则，该原则主要为十国集团设计，对其他国家也适用 To be used as a reference document by national supervisors and international institutions 可供银行监管当局和国际金融机构参考 Contribution of the Basel Committee to the objective of “strengthening supervisory standards in emerging and developing countries” 是巴塞尔委员会为实现“强化新兴国家和发展中国家监管标准”目标而设计的 What the Core Principles are not核心原则不是 A remedy for economic mismanagement 经济管理不善的补救措施 A guarantee that no bank will fail 银行不会倒闭的保证 A rigid set of standards 一套僵化的标准 A “quick fix” 一套能立竿见影的标准 The Core Principles cover a broad range of topics核心原则涉及一系列问题 Preconditions for effective banking supervision 有效银行监管的先决条件 Licensing process and approval for changes in structure 发照程序和结构变化的审批 Arrangements for ongoing banking supervision 对银行实施持续监管的安排 Formal powers of supervisors 监管者享有的法定权力 Cross-border banking 跨境银行业 The Core Principles 核心原则 General but comprehensive 具有概括性和全面性 On many issues ? existence of a Basel Committee document 对于许多问题，巴塞尔委员会已有文件 On other issues ? documents containing more detailed guidance are being developed 对于其他问题，详细的指引文件正在研究制定 The Compendium 纲要 A collection of most of the Basel Committee‘s “live” policy papers 收集了绝大部分目前仍然有效的巴塞尔委员会文件 Internet () 网址 Is updated periodically 定期更新 Supervisors Can Not Do It Alone!!仅靠监管者并不能做到 Sound and sustainable macro-economic policies 良好的可持续的宏观经济政策 A well-developed public infrastructure 完善的公共基础设施 Effective market discipline 有效的市场规则 Procedures for efficient resolution of problems in banks 有效解决银行问题的程序 Mechanisms for providing an appropriate level of systemic protection(or public safety net) 提供良好系统保护的机制（