房地产企业财务风险管理中存在的问题及解决对策.docVIP

本科生毕业论文 房地产企业财务风险管理中存在的问题及解决对策 摘要 当前，我国国民经济增长缓慢，房地产政策不断升温，房地产企业竞争日益激烈。在此背景下，我国房地产企业正加剧分化，房地产市场总体供远大于求，房地产销售面临巨大风险。我国人口出生率大幅下降，老龄化进程加快，影响老旧物业的更新换代；城镇化对房地产行业的促进作用减弱；城市土地稀缺，致使房地产价格大幅上涨；价格上涨过快，租金回报率低，投资人群减弱。这些客观因素已经使得房地产行业生存越发困难，回笼资金难以满足开支，导致部分项目被迫停工，预售房无法按时交房，增大开发商负面影响，上客率降低。在筹资、销售、经营等方面都面临巨大的财务风险。解决财务风险问题，已经迫在眉睫，针对房地产行业的特殊性，科学分析，寻找合理、有效的解决方案，对房地产的健康发展具有重要意义。 在本文中，分析和总结房地产企业财务风险现在所处的状态以及形成的原因，并以保利房地产企业为例，推出解决方案，期待收获的喜悦。 关键词：房地产企业；财务风险；财务风险管理；现状；成因；措施 Abstract At present,the slow growth of the national economy,the real estate policy heats up,the real estate business in an increasingly competitive.In this context,Chinas real estate enterprises are increasing differentiation,for the real estate market in general oversupply of real estate sales is facing a huge risk.High housing prices accounted for a lot of money stock,rising funding costs may make some real estate companies find themselves in financial difficulties and even bankruptcy,causing part of project stopped,the room can not be pre-submitted on time,thereby affecting home buyers.Financial risk in financing,investment,management and other aspects are facing increasing.Financial risks,our country has become a real problem for survival and development df real estate companies need to be urgently addressed.For the characteristics of real estate enterprises,scientific analysis of the financial risk management of real estate enterprises,scientific analysis of the financial risk management of real estate enterprises Problems and Solutions,managers of housing prices systematic,comprehensive and effective financial risk prevention measures,the healthy development of Chinas real estate business is significant. Based on the study,a summary from the analysis of real estate corporate financial risk situation and causes of this paper introduces the current development of real estate,with an emphasis in recent years,mediator Poly Real Estate development of real estate,financial risks w