UCP600及信用证案例研讨1204-马申.ppt

UCP 600及信用证案例研讨 2006年12月4日上海 Notes:马申/国际结算部/总行/BOC Tel: 01066591189 参训希望 认真思考 积极提问 勇敢表达 虚心听讲 收获总结 遵守纪律 Art.1-UCP的适用 The Uniform Customs and Practice for Documentary Credits, 2007 Revision, ICC Publication no. 600 (UCP) are rules that apply to any documentary credit (credit) (including, to the extent to which they may be applicable, any standby letter of credit) when the text of the credit expressly indicates that it is subject to these rules. They are binding on all parties thereto unless expressly modified or excluded by the credit. ART.2 定义—申请人 Applicant means the party on whose request the credit is issued. 是否需要—信用证的契约关系 Applicant Bank TA563申请人数目是否有限制（不分运, 11个） ART.2 定义 开证行、保兑行、指定行……是否必须为银行？(是否使用PARTIES 或BANK＝27:9 最终版本用BANK。 ) 非银行开证？-竞争的趋势 TA537 非银行开证(通知形式) 银行经营信用证业务的资格—中银香港 和江苏VS Slovak -DRUZSTVO NORTH EUROPEAN CREDIT UNION ART.2 定义– Complying presentation相符交单 A presentation that is in accordance with the terms and conditions of the credit, the applicable provisions of these rules and international standard banking practice Gary Collyer:Reference in sub-Art. 14(a) to international standard banking practice is wider than the content of ICC Publication No.645 ART.2 定义-confirmation保兑 A definite undertaking of the confirming bank, in addition to that of the issuing bank, to honour or negotiate a complying presentation Definite vs Irrevocable Without recourse Confirming bank—upon the issuing bank’s authorization or request ART.2 定义-Honour承付 a. to pay at sight if the credit is available by sight payment b.to incur a deferred payment undertaking and pay at maturity if the credit is available by deferred payment c.to accept a bill of exchange (draft) drawn by the beneficiary and pay at maturity if the credit is available by acceptance ART.2 定义—negotiation议付 The purchase by the nominated bank of drafts (drawn on a bank other than the nominated bank)and/or documents under a complying presentation, by advancing or agreeing to advance funds to t