福利体系与消费增长socialwelfaresystemandconsumption-imf.pdfVIP

中国发展研究基金会副秘书长 ChinaChina DevelopmentDevelopment ResearchResearch FoundationFoundation 汤敏 MinMin TangTang 2010年元月 Jan 2010 日本的经验：福利体系与消费增长 Japan Experience: Welfare System and Consumption Growth Social Security Payment by Employers Social Security Payment by Gov. Family Saving Rate (right)  社会福利体系社会福利体系年  Social Welfare From 2009 – 2012 养老保险全覆盖全体国民 Pension cover for all 医保覆盖90% 国民 Health Insurance for 90% citizens  免费九年教育及对贫困家庭子女免费教育免费九年教育及对贫困家庭子女免费教育  Free 9 Year Basic Education and Free all Education Payments for the Poor  50 ％低收入城市居民，10％农民工， 260万低收 入农民住房补助  Housing Subsidy for 50% urban poor and 10% for rural migrants and 2.6 million for rural poor  广覆盖广覆盖，低水平低水平、有差别有差别  Wide Coverage, low payment level and differentialdifferential forfor urbanurban andand ruralrural 养老保险全覆盖全体国民养老保险全覆盖全体国民 Pension cover for all 医保覆盖全体国民 Health Insurance for 90% citizens  免费教育免费教育99+11+11  Free 9 Year Basic Education and 1 year Pre- school and 1 year vocational training  所有低收入城市居民，30 ％农民工， 560万低收入 农民住房补助  Housing Subsidy for all urban poor and 30% for rural migrants and 5.6 million for rural poor  全覆盖全覆盖，中水平中水平、无差别无差别 All Coverage, moderate payment level and no differentialdifferential forfor urbanurban andand ruralrural  养老保险:到2007年,参保率不足10%  Byy 2007, onlyy 10% miggrants covered byy ppension  住房:平均居住面积不足7平方米  Average 7 square meters per person  医疗保险:只有15%参加医疗保险  15% covered by health insurance  教育培训教育培训: 自身教育自身教育,子女教育子女教育  Children education,  建立全国统筹的农民工养老制度  Establish A National Migrants Pension  全覆盖 完成年完成  By 2012 Cover for all migran