银行与金融-高级词汇.pdfVIP

  abstract of titleQRXQSKUDVH   A legal document that has the history of a piece of land I never buy any land until I have looked at the abstract of title. accommodation endorsementQRXQSKUDVH   an additional signature on a loan application by a person who has good credit ; a bank often requires the signature before approving the loan The bank refused to approve the loan without an accommodation endorsement. accretionQRXQ   the increase in value of an asset In a wine company, there is a lot of accretion because wine becomes more valuable as it ages. accrued incomeQRXQSKUDVH   revenue which is owed but has not yet been received My company is having a problem converting our accrued income into actual cash. adjustable rate mortgageQRXQSKUDVH   ARM; a loan whose interest rate varies over the life of the loan The monthly mortgage payments for my house have gone up because I have an adj ustable rate mortgage. affidavitQRXQ   a written, sworn statement of facts signed before an authorized official such as a notary public The witness wasn t able to testify at the trial, but the j udge accep ted an affidavit. after-hours tradingQRXQSKUDVH   buying or selling stocks outside the normal operating hours of the market After-hours trading has become much more common because of the Internet. after-tax basisQRXQSKUDVH   a view of a sum of money that reflects the effects of taxation On an after-tax basis, tax-free municipal bonds are often more profitable than regular bonds. amortizationQRXQ   a method of dividing a sum of money into time periods for the purposes of payment or writing off assets With the amortization schedule for my house mortgage, I pay some interest and some of the principal each month. annual percentage rate APR; the actual amount of interest paid on a loan in one year My credit card s annual percentage rate is 8 percent. arbitrageQRXQ   the quick purchase of a securi