供应链金融实践与存在的问题-金融专业论文.docxVIP

III 河北金融法 河北金融法学I院V硕士学位论文 The practice and problems of Supply chain finance Abstract As one of the most important financial pillars for HYPERLINK /sme/en/ Small and Medium-Sized HYPERLINK /sme/en/ Enterprises(SMEs), Supply Chain Finance is being transformed into a variety of forms, and is to provide SMEs with more convenient services in more complex forms. It is important to play the role of supply chain finance better, to reduce the financing costs of SMEs effectively，and to improve the SMEs’efficiency in the use of funds. These have great significance for the economy of China. By reading the literature and fieldwork and studying the theory and practice of supply chain finance, I Sort out the main problems of the business and management pattern status of supply chain finance, and finally put forward the corresponding improvements. Through a series of research，I find many problems in commercial banks: The settings of the institutions are not flexible,some commercial banks can not pay enough attention to the instruments of supply chain finance. Their marketing approaches are too rigid fixed to divert attention from the core enterprises to SMEs. Some commercial banks can not accommodate their competitors and Restrict competition in the Financial market, and can not actively participate in the Finance on the line. All of the above make efficient and widespread benefit financial system difficult to build up.This paper analyzes the problems of the above and put forward Some of my views: Commercial banks should make their organizations more reasonable and set up the professional department for Supply Chain Finance. IV 河北金融学院硕士学位论文 河北金融学院硕士学位论文 In order to adapt to the work of Supply Chain Finance commercial banks should reform their remuneration systems, and train their staff more reasonable . The financial field is changing, commercial banks should change their attitude of looking competition and then cooperate with the e-commerce businesses actively. In this way Comm