KPMG毕马威中国保险白皮书.pdf

Solvency ll group supervision: Insurance white paper July 2010 KPMG INTERNATIONAL What do Solvency II’s group supervision requirements mean for international groups – and what does the future hold? To say Solvency II’s group supervision regime is complex is an understatement. There are rules covering governance, solvency assessment and reporting. There are practical challenges of ensuring that both European solo and group requirements are met, enormous implications for data, including ensuring that appropriate data is collated from entities outside Europe, as well as the challenge of meeting any group internal model application criteria. Add to this a range of ways in which the worldwide group solvency rules may be applied, and throw in the equivalence question, and it soon becomes clear that there will be little consistency in the way group solvency assessments will be performed. The variety of group supervisory approaches possible means that there are competition implications, as well as regulatory considerations, for groups to consider, making it vital that groups