商业银行城市分行中间业务发展战略研究以江苏省工商银行营业部为例.docVIP

分类号：f Bo-i^ 密 级： UDC： 学 号：027120 学校代码=10286 东 南 工商管理硕士学位论文 商业银行城市分行中间业务发展战略硏究 以江苏省工商银行营业部为例 研究生姓名：陈晓冬 导师姓名:^mn ife授 申请学位级别 硕士 学科专业名称 论文提交日期2004年11月论文答辩日期2004年12月H 9 学位授予单位东南大学 学位授予日期 答辩委员会主席评阅人甸h同奴 2004年U月 PAGE \* MERGEFORMAT III Research of Intermediary business development strategy for urban branch of commercial bank Graduate: Cheng xiao dong Supervisor: Yu shan Ping Southeast University Abstract The competition between foreign and domestic commercial banks is concentrated on intermediary business because of less investment, higher income and less risks. In the western developed countries, asset business, liability business and intermediary business are the three main business of modem commercial banks. Since 1980s the intermediary business of western commercial banks has developed stupendously. Not only the business volumn, but also the contribution to profit has exceeded that of traditional deposit and credit loan business. Intemiediary business has injected energy to commeTcial banks and has become the new competition center. Now China has entered into WTO and the reform of banking industry of China is at the zero hour. The Banking Department of Industrial and Commercial Bank of China Jiangsu Branch is facing an important problem, which is how to react to the challenge, how to sparkplug morden operating thoughts and how to develop intermediary business. This article is composed of six chapters. Chapter One is the brief introduction of intermediary business of commercial banks. The author introduces the concept, function, characteristic, kinds and affirmative inflimce of intermediary business. Chapter Two is the statement of the actuality of intermediary business in foreign and domestic commercial banks. Also the author introduces the development of intermediary business of Banking Department of Industrial and Commercial Bank of China，Jiangsu Branch. In Chapter Three and Chapter Four’ the author analyzes the development of intermediary business of Bank