保险专业英语(单词+简单问题)(主要应对面试).docVIP

1.再保险 reinsurance 2.投保人 applicant 3.保险人 insurer 4.被保险人 insured 5.受益人 beneficiary 6.暂保单 cover note 7.保险单 policy of insurance 8.投保单 proposal form 9.保单 certificate of insurance 10.批单 rider 11.简易保单（保险凭证）the slip 12.除外条款 clause of exceptions 13.免赔额条款 deductible clause 14.共保条款 coinsurance clause 15.责任条款 duty clause 16.代位求偿条款 subrogation clause 17.偿付能力 insolvency 18.监管 regulate 19.欺骗性的 deceptive 20.保费 prepium 21.投机 speculate 22.投保 to propose 23.保险利益 insurable interest 24.人寿保单 life assurance policy 25.债权人 creditor 26.债务人 debtor 27.定期保单 time policy 28.养老保险、年金保险 annuities insurance 29.交税延期 tax-postpone 30.巨灾 catastrophe 31.欺诈行为 fraud 32.养老基金 pension fund 33.保险责任 coverage 34.保险密度 insurance density 35.保险深度 insurance penetration 36.遗产 heritage 37.准备金 reserves 38.禁止反言 estoppel 39.弃权 waiver 40.解除合同 dissolution of contract 41.保单现金价值 cash value 42.不可抗辩条款 incontestable clause 43.年龄误告条款 misstatement of age 44.宽限期条款 grace period provision 45.复效条款 reinstatement provision 46.自杀条款 suicide clause 47.不丧失价值条款 non-forfeiture values and options 48.保单贷款条款 policy loan clause 49.自动垫缴保费条款 automatic premium loan clause 50.保险金给付任选条款 settlement options 51.定期寿险 term life insurance 52.终身寿险 whole life insurance 52.生存保险 pure endownment insurance 53.两全保险 endowment insurance 54.分红保险 participating life insurance 55.万能寿险 universal life insurance 56.投资连结保险 unit-link life insurance 57.健康保险 health insurance 58.疾病保险 disease insurance 59.医疗保险 medical insurance 60.失能收入损失保险 disability income insurance 61.长期护理保险 long-term care insurance 62.意外伤害保险 accidental insurance 63.等于 equal to 64.乘以 multiply by 65.除以 divide 66.加上 plus 67.减去 minus 68.人身保险 personal insurance 69.团体人身保险 group personal insurance 70.机动车辆保险 automobile insurance 71.家庭财产保险 insurance of contents 71.企业火灾保险 fire insurance 72.企业工程保险 engineering insurance 73.建筑工程保险 construction insurance 74.安装工程保险 erection insurance 75.货物运输保险 cargo transportation insurance 76.利润损失险 loss of profit insurance 77. 1.what’s the definition of risk? risk means uncertainty about