College students from poverty moral hazard identified causes and countermeasures（从贫困大学生道德风险确定原因和对策）.doc

College students from poverty moral hazard identified causes and countermeasures Abstract: Poverty is a college student finds a routine and important work in the actual process of recognition, due to various reasons, resulting in the generation of students moral hazard, so that funding falls short of the desired effect. Moral hazard for students analyze the causes and proposed the corresponding preventive measures. Keywords: poor students, finds; moral hazard. An identification of poor students in the interpretation and moral hazard characteristics. 1.1 poor students identified in the definition of moral hazard. Moral hazard is not equivalent to moral turpitude. Moral hazard is a 1980s western economics thesis “target =“ _blank “gt; economists put forward the concept of an economic philosophical category, the economically active people in the maximum increase while their own utility to make the actions of others is not conducive. Also known as moral hazard moral crisis. Poor students identified in the risk of moral hazard refers to the poor students in colleges and universities to carry out the work to identify the process, part of the family economic conditions do not meet the standard of the students identified poor students through open, according to relevant evidence, poor students to actively apply for eligibility, trying to identification of poor students access to national or school funding behavior. 1.2 identify poor students in moral hazard characteristics. According to China’s poor students funded nature of the policies and objectives identified in the poor college students moral hazard has the following characteristics: First, the risk of damaging. Moral hazard occurs after the one hand, the economic conditions are not due to family difficulties students occupied the country and school student resources, making the family the real difficulties of the students are not properly funded, the other moral risk arises after other studen