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Chinese New Year red envelopes battle the biggest losers are banks(中国新年红包战斗最大的输家是银行)
Chinese New Year red envelopes battle the biggest losers are banks
Free Paper Download Center News: Chinese New Year red envelopes Wars is a winner for Ali and Tencent, it is beyond doubt. Because through the issuance of free envelopes and more mobile phone users contacts and experience mobile payment, mobile payment users is a very good education. The Chinese New Year red envelopes war but the biggest losers are banks.
Although in theory, a lot of bank card bundled with mobile payment users, yet will not use mobile payment transactions, but it creates the opportunity to trade them. I see some netizens said that micro-channel payment card is bundled with a bank in order to receive a red envelope, never use. In fact, hundreds of millions of users after the opening of the mobile payment, mobile payment is still experiencing scene would consider using, but it is a subtle process, in the huge user base to use a certain percentage of the amount of users is a big market.
After the Spring Festival, I went to the supermarket, the checkout 40-year-old woman who saw in front of the checkout counter close to the ‘micro-channel can be used to pay Alipay,’ the leaflets, surprised to say ‘Look! Supermarket can pay phone up! ‘So the impact of this war is unprecedented red, for many this is not a mobile payment users who have a lot of stimulation, so they began to slowly understand and accept new things.
Similarly, the New Year 2015 New Year message, I only received two New Year’s message, while in 2014 there are 80 percent of the New Year Spring Festival is the SMS message, only a year New Year SMS New Year was replaced by micro-channel users quickly accept and learn to use. Therefore, if there is more mobile under Payline scene appeared inevitable rapid alternative mobile payment part of the other payment methods.
I rarely go out with cash, credit card and inconvenient, when a taxi, shopping, dinner, always ask whether the payment by phone. Currently, offline
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