商业年金保险——管理养老规划的守门员（Commercial annuity insurance -- the goalkeeper for managing the pension plan）.docVIP

商业年金保险——管理养老规划的守门员（Commercial annuity insurance -- the goalkeeper for managing the pension plan） For young people, retirement seems to be a long way off, and most young people seem to think it is too early to take care of them. However, when we are going to climb a mountain of thousands of meters, we choose to walk slowly along the steep slope, or do we go straight up like rock climbing? The answer is obviously the former, although there are more ways to go. In fact, preparing pensions is like climbing mountains. The younger you prepare, the more effort you will save. By the time you start your retirement at more than 40, youll feel as hard as climbing, so plan your retirement while youre young. Generally speaking, the perfect old-age security should be composed of three parts, one is the social basic endowment insurance, and the proportion is about 30% of the total pension. Two is the enterprise for employees to prepare for the pension enterprise annuity, the proportion is about 30%. Three, the funds for the provision of pension for the elderly, including commercial annuity insurance, bank savings and other financial instruments or physical investment, which accounts for about 40% of the total proportion of the total pension. Today, the age of social security may be greatly delayed, and occupational pensions are not owned by everyone. While funds, stocks, real estate may bring greater expected revenue, but also accompanied by high risk can not be ignored. They are on the pitch and forward, to kill the first at the same time, there is always injured (loss) risk. Commercial pension insurance has the advantage of stability and reliability and ensures that certain money is used to do certain things. The insurance companies are seeking security and robustness in order to achieve effective preservation and appreciation of wealth. Annuity insurance like pitch goalkeeper, clean sheet will not receive a yellow card, to ensure the realization of the basic old-age life planni