函电第11章.pptVIP

Chapter Eleven Insurance 11.1 Introduction 11.2 Writing guide 11.3 Letters for example 11.1 Introduction In a contract of insurance, there are two participants: insurer and insured. The risks covered by insurance falls into two categories. 1. The principle risks: 1) W.A. (With Average) or W.P.A.(With Particular Average) 2) All Risks 3) F.P.A. (Free from Particular Average) 2. Additional Risks General additional Risks: 1) TPND (Risk of Theft Pilferage and Non-Delivery) 6) Clash and Breakage Risk 2) Fresh Water and /or Rain Damage Risk 7) Taint of Odor Risk 3) Shortage Risk 8) Sweat and Heating Risk 4)Intermixture and Contamination Risk 9) Hook Damage Risk 5) Leakage Risk 10) Breakage of packing Risk Special additional risks: 1) War Risk 2) Strikes Risk 3) Rejection Risk 4) Rejection Risk 5) Aflatoxin Risk 6) Import Duty Risk 7) Failure to Deliver RiskBefore shipment, the importer shall send the exporter a shipping instruction to specify the shipping mark, packing, mode of transportation, etc. 11.2 Writing guide When writing a letter about insurance the following information should be considered. 1) The consignment 2) The mode of payment 3) The account of insurance 4) The coverage of the insurance 5) The premium rate 6) The way of premium payment 7)The validity of the insurance 8)The voyage 9) Insurance company 11.3 Letters for example Example 1 Asking for Insurance Arrangement Example 4 Application for Insurance Example 2 A reply to the above Example 3 Request for Excessive Insurance Example 5 The requirement to increase the rate of insurance Example 1 Asking for Insurance Arrangement THOMPSON CONSUMPTION GROUP 5… Real Avenue SYDNEY,AUSTRALIA TEL: … E-Mail:thompson_group@. Fax: … April 4,2008 Ti