黑龙江2025自考[金融学]英语二高频题考点.docxVIP

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黑龙江2025自考[金融学]英语（二）高频题(考点)

一、选择题（每题1分，共20题）

说明：本部分考察基础语法、词汇及金融术语的英语表达。

1.TheeconomicstabilityofHeilongjiangProvincedependslargelyonitsdiversifiedindustrialstructure,includingheavyindustriessuchas_______andenergy.

A)agriculture

B)manufacturing

C)tourism

D)finance

(答案：B)

2.Whenanalyzingfinancialrisksinruralbanking,policymakersmustconsiderfactorslike_______andloandefaultrates.

A)inflation

B)interestrates

C)creditscoring

D)exchangerates

(答案：C)

3.ChinasBeltandRoadInitiativehassignificantlyboostedtradebetweenChinaandNortheastChina,particularlyinsectorslike_______.

A)technology

B)agriculture

C)healthcare

D)realestate

(答案：B)

4.A_______isafinancialinstrumentthatallowsinvestorstoparticipateinthegrowthofacompanywithoutowningitsassets.

A)bond

B)stock

C)mutualfund

D)derivative

(答案：B)

5.TheBankofChinahasimplementedstricterregulationsonnon-standardfinancingtoprevent_______inthefinancialmarket.

A)assetbubbles

B)economicgrowth

C)inflation

D)currencyappreciation

(答案：A)

6.InthecontextofHeilongjiangseconomy,thedevelopmentofthe_______sectorplaysacrucialroleinemploymentgeneration.

A)serviceindustry

B)manufacturingindustry

C)agriculturalsector

D)technologysector

(答案：C)

7.The_______isakeyindicatorusedbythePeoplesBankofChinatoassesscreditriskinruralfinancialinstitutions.

A)GDPgrowthrate

B)liquidityratio

C)inflationrate

D)exchangerate

(答案：B)

8.FinancialinclusioninruralareasofHeilongjianghasbeenpromotedthroughmobilebankingservicesand_______.

A)onlinetrading

B)wealthmanagement

C)microfinanceprograms

D)stockinvestment

(答案：C)

9.The_______isatoolusedbybankstomanagetheriskofcurrencyfluctuationsininternationaltrade.

A)futurescontract

B)optionscontract

C)forwardcontract

D)swapagreement

(答案：C)

10.Chinasfinancialregulatoryauthorityhasemphasized