GRE阅读练习：韩国住房市场多轨并行.docxVIP

Word文档下载后（可任意编辑） 第 第 PAGE 1 页 共 NUMPAGES 1 页 GRE阅读练习：韩国住房市场多轨并行 GRE阅读训练：GRE阅读练习：韩国住房市场多轨并行 GRE考试精品课程指导  MOST South Korean urbanites would leap at the chance to part with $150,000 to rent a smallish flat for three years in Seoul, the capital.  大多数韩国城市居民可能利用这一机会放弃在其首都首尔以150,000美元的价格租住一间小型公寓三年。  These days, however, most Korean landlords would spurn such a measly deposit.  然而，近日大多数韩国的房东可能摒弃这一少得可怜的保证金。  Koreas unusual rental system, known as jeonse, does not involve monthly rental payments.  韩国特殊的租房系统，被称为Jeonse，并不支持付月租。  Instead, tenants provide landlords with a deposit, typically between a quarter and half of the propertys value, to invest for the duration of the lease.  相反，房客向房东提供一笔保证金，保证金的数额一般在房产价值的四分之一到一半，让他们在租期进行投资。  Property owners keep the returns and then repay the lump sum at the end of the tenancy.  房产所有者保存收益并在租期结束后，退还总额。  Average deposits have now risen for 76 consecutive weeks in Korea, the longest streak ever.  韩国平均保证金现在已经连续上升了76周，这是有史以来历时最长的增长。  Thousands of jeonse leases in the capital are now as high as 90% of the value of the house; they sometimes exceed it in areas where property prices have fallen since leases were agreed.  在首都成千上万的Jeonse 租约价值现在高达房屋价值的90%，在有些房价下降的地区，他们有时候超过这个比例，因为租约在过去已经达成。  The jeonse system was once prized by both tenants and landlords.  Jeonse体系曾广受租客和房东的赞誉。  In the 1960s rapid urbanisation drew farmers to Koreas thriving cities, boosting demand for homes at a time when capital was being mobilised for state-led industrial development.  在1960年，高速的城市化促使农民前往新兴城市，对房屋的需求在资本因为政府主导的工业发展而被调动起来时呈现爆炸性的增长。  The government thought property unproductive, so restricted banks from lending to developers, homeowners and tenants, says Son Jae-young, a professor of real estate at Konkuk University in Seoul.  首尔建国大学不动产方面的Son Jae-young教授这样说道：政府认为房产对于生产力发展增益不大，因此限制银行向开发商、房屋所有人和租客贷款。  In response jeonse emerged as a self-help funding mechanism.  Jeonse 体系