工商银行靖宇支行内部控制与合规风险管理的问题分析.docxVIP

摘 要 商业银行内部控制主要是运用现代管理方法与手段，对银行内部出现的各类风险进行控制与管理，为银行顺利实现经营目标提供一定的制度保障。内部控制体系的建设一直以来是我国银行业的薄弱环节，商业银行内部控制体系的建设与运行也一直是银行业的重点与难点。从目前我国商业银行的发展现状来看，其内部控制建设还存在诸多问题。我国部分商业银行以及相关专家也在做有关内控方面的研究，对商业银行内控体系建设、内控体系运行有效性等方面都做了认真探索和积极实践，在一定程度上解决了目前存在的一些问题。现阶段，我国商业银行已取得较快的发展，中国工商银行面临的内外部环境正在逐渐改变，迫使中国工商银行对公司的治理提出了更高的要求，内部控制作为公司治理过程中的重要模块，公司内部控制机制的健全，直接影响着工行的整体以及各个分行的抗风险能力。目前工行靖宇支行的内控机制仍然不够完善，无法全面适应日益复杂多变的银行内外部环境。本文围绕工行靖宇支行内控机制的现状及存在问题，提出了相应的解决和完善途径，不仅可以在理论上对现有商业银行内部控制提出合理的建议，而且可以在实践上保障我国商业银行体系稳健运行贡献微薄之力。因此，本文基于工行靖宇支行内部控制问题的研究，不仅具有理论意义，而且还具有很强的实践意义。 关键词：工商银行；内部控制；风险管理；风险评估；信息披露；内部审计 Abstract sent, the internal control mechanism of ICBC NK branch is still not perfect, cannot fully adapt to the increasingly complex internal and external environment of the bank. This paper focuses on the current situation of ICBC NK branch of internal mechanism and existing problems, and puts forward the corresponding solutions and ways to improve, not only in theory of existing commercial banks internal control is put forward reasonable suggestions, but also in practice on the security system of commercial banks of our country steady operation of a modest contribution to the force. Therefore, this paper research on NK branch of ICBC internal control problems, not only has theoretical significance, but also has a strong practical significance. Commercial Bank of China faced the internal and external environment is gradually changing, forcing the industrial and Commercial Bank of China to the governance of the company put forward higher requirements, internal control as an important module in the process of corporate governance and internal control mechanism of sound, has a direct impact on the anti-risk ability of ICBCs overall and individual branches. At pre The internal control of commercial bank is mainly the use of modern management methods and means, the various risks of bank internal of control and management, to provide system guarantee for the smooth realization of bank business objectives. Intern