浮动抵押制度中的优先权研究法律（法学）专业论文.docxVIP

山东科技大学硕士学位论文 山东科技大学硕士学位论文 摘要 摘 要 设定抵押取得贷款是公司进行融资的一个重要途径。但是，银行或其他金融机构在 借出资金时都希望借助各种担保方式使公司不能偿还贷款的风险降到最低，现今国际经 济活动中，最重要的一项担保方式便是浮动抵押。而对优先权问题的研究，是从一个切 入点来研究浮动抵押制度的特点及制度功能和价值。2007 年《物权法》规定了浮动抵押 制度，但《物权法》毕竟是该制度建立的开始，仍有很多不完善和不合理的地方。 本文以浮动抵押设立过程中的两个重要阶段为线索，通过分析可撤销担保理论，肯 定了浮动抵押权人在固定化之前享有了担保利益，以及在该理论下，如何确定抵押权人 享有怎样的优先等级；优先等级的确定直接关系到固定化后，浮动抵押人优先权如何实 现的问题。本人认为在借鉴英国的浮动抵押基础之上，第一，应当缩小浮动抵押的设立 主体范围为公司法人，以减少浮动抵押设立带来的贷款容易还款难的风险，其次应当扩 大浮动抵押物的范围，真正发挥浮动抵押的融资特性；第二，应当引入对浮动抵押的优 先权的规定，使浮动抵押的实现环节有法可依；第三，应当引入行政管理人制度，使得 浮动抵押制度更加公平合理。 关键词：浮动抵押 优先权 《物权法》 山东科技大学硕士学位论文 山东科技大学硕士学位论文 ABSTRACT ABSTRACT Companies depend upon loan fiancé as one of their major sources of capital. However, banks and other financial institutions involved in the business of lending money to companies generally ensure that their exposure to the risk of non-payment is minimized by taking security over the debtor company’s property. One particularly important type of security which is available when money is lent to a company is a floating charge. This dissertation chooses the question of priority of floating charge as studying point. Because the priority is the key point of the floating charge, during the research of the priority, we can grasp the soul of floating charge’s function. In order to research the issue of the priority, I divided the phrase into two parts: one is the phase before the crystallization of floating charge, the other one is the phase after the crystallization. Because of the promulgation of Property law, the floating charge is established in China, but there still are many defects of our legislation. This chapter brings some suggestions in order to perfect the system of Chinese floating charge on the basis of the experience of England.The first one is to narrow the subject and enlarge the object of the floating charge,the second is to order the priority of floating charge,the last is to import the administrator. Key words: floating charge; priority; property law 山东科技大学硕士学位论文 山东科技大学硕士学位论文 目录 目 录 0 绪论1 0