国际贸易理论与实务（英文版）Ch.14_Insurance教材教学课件.pptVIP

  CHAPTER 14 INTERNATIONAL MARINE CARGO TRANSPORT INSURANCE Perils and Losses in Marine Transport Ocean Marine Cargo Clauses of the CIC Institute Cargo Clauses (ICC) Export and Import Insurance Practice in China §1 Perils and Losses in Marine Transport Perils and risks Perils of the sea Natural calamities: bad weather, thunder and lightening, flood, etc. Fortuitous accidents: being stranded, striking a rock, sinking, etc. (2) Extraneous risks General extraneous risks: theft, breakage, leakage, rust, etc.. Special extraneous risks: military affairs, war, strike, etc. (2) Transshipment According to the UCP600, transshipment means a transfer and reloading during the course of carriage from one conveyance or vessel to another conveyance or vessel, within the same mode of transport or from one mode of transport to another mode of transportation. Unless transshipment is prohibited by the terms of the credit, it is allowed. However, in the absence of terms as to whether transshipment is allowed or not in the contract, transshipment is to be construed as not allowed. 2. Ocean average and charges Average (loss): ① Total loss Actual total loss Constructive total loss (a) Totally destroyed; (b) so damaged as to cease to be a thing of the kind insured; (c) Irretrievably deprived thereof. The loss where an actual total loss appears to be unavoidable or the cost to be incurred in recovering or reconditioning the goods together with the forwarding cost to the destination would exceed their value on arrival. ② Partial loss Particular average General average Partial loss occasioned by some perils insured against; To be sustained exclusively by the person upon whom the damage falls. Loss caused by or directly consequential on a general average act. A general average act consists of any sacrifice or expenditure made intentionally and rea