Revision 国际结算 教学课件.pptVIP

Revision URC522, Article 2Parties to a Collection a. 就本规则各项条款而言，托收当事人有：i.委托人，即委托银行办理托收的当事人；ii.托收行，即委托人委托办理托收的银行；iii.代收行，即除托收行以外的任何参与处理托收业务的任何银行；iv. 提示行，即向付款人提示单据的代收行。v. 付款人，即根据托收指示向其提示单据的人。 (1)Documentary collection 跟单托收 Collection on a.financial instruments being accompanied by commercial documents or; 附带商业单据的金融单据项下的托收 mercial documents without being accompanied by financial instruments.不附有金融单据的商业单据项下的托收 Documentary collection is a payment mechanism that allows the exporter to retain ownership of the goods until they receive payment or are reasonably certain that they will receive it. (2) Clean collection光票托收 Collection on financial instrument without being accompanied by commercial documents. Open-account or on consignment 赊销 寄售 D/P can be divided into two kinds: 1) Documents against payment at sight (D/P at sight) 即期付款交单 2) Acceptance documents against payment ( Acceptance D/P) 远期付款交单 Procedure for D/P at sight Procedure for D/P after xx days * 2) Documents against Acceptance(D/A)承兑交单 The presenting bank may release the documents to the buyer against the buyer’s acceptance of a draft, drawn payable 30-180 days after sight or due on a definite date. (3)Bank and other charges 银行费用及其它费用由谁支付 (4)About protest拒绝证书 (拒付后,是否需做拒绝证书) (5)Advice of dishonor拒付通知 (拒付后,是否需发送拒付通知) (6)Prior presentation 单据是否须预先提示(还是货到后提 示) (7)Case of need需要时的代理人 (是否需由其处理拒付后的事宜) (8)Method of settlement(收款方式) 3. The exporter should pay attention to the foreign exchange regulations in the importing country. 关注进口国的外汇管理政策 4.The exporter can take precautions, such as by hedging operations or by immediate settlement. 采取外汇风险保值措施或提前结汇 2.Risk for importer Before payment, no opportunities to inspect the goods. Once acceptance, incurs two liabilities ( bill of exchange, sales contract) 3. If a bill of exchange is protested, ruin reputation 2. Trust receipt 信托收据融资 　　银行允许进口商在付款前开立信托收据，交给代收行，凭以借出货运单据先行