Lesson 22 Auto Insurance Basics 汽车服务工程专业英语 教学课件.pptVIP

交通运输专业英语 Lesson 22 Auto Insurance Basics New Words Expressions: 单词 2. 词组 1.Which liability insurance is required to purchase, bodily injury liability or property damage liability? 2.Why are the collision and comprehensive coverage highly recommended by the insurance industry? 3.What kind of damage will the insurer pay for if you choose the comprehensive coverage? 1、Although it is not mandated by federal law, the purchase of auto insurance is usually a requirement in most states; every state (with the exception of New Hampshire and Wisconsin) have minimum insurance laws [1]. mandate n. (书面)命令,训令,要求;vt.1.托管,2.授权于,3.命令，指示 尽管联邦法律没有强制要求，但是在大多数州（新罕布什尔和威斯康星州除外）都要求必须购买汽车保险；在各个州都有最低的保险要求。 2、If said owner cannot produce proof of satisfactory assets, then he must buy an auto insurance policy [2]. Regardless of the law, having good auto insurance is practical for the driver who wishes to avoid lawsuits or immense repair bills. said adj. 上述的 如果说车辆所有人不能提供令人满意的资产证明，那他必须得买一份汽车保险。就算没有法律规定，买一份合适的汽车保险对司机避免惹上官司和承担过多维修费来说都是非常实用的。 5、The bodily injury coverage would pay for medical bills and lost wages; the property damage coverage would pay for any auto repairs, or replacement. Property damage liability usually repairs damage to other vehicles, but can also cover damages to things such as lamp poles, fences, buildings, or anything else that your car may have struck. The other party may also decide to sue you to collect pain and suffering damages. coverage n.（名词） The extent or degree to which something is observed, analyzed, and reported: 范围：观察、分析和报道某事物的范围或程度： Inclusion in an insurance policy or protective plan. 保险项目：某一保险单或担保方案所包含的内容 The extent of protection afforded by an insurance policy. 保险范围：保险单内所提供的承保范围 sue vt. 控告，向….请求，请愿 人身伤害责任险将赔偿医疗费和误工工资；财产损失责任险将支付车辆的修理及零件更换费用。财产损失责任险通常承担对其他车辆的维修费用，但是也可以对你车撞坏的灯杆、护栏、建筑物等其它物品的损坏进行赔偿（不包括你自己的车）。另一方当事人也可以决定起诉你赔偿精神损失。 6、If you own a home and have nest egg and a savings account, you should consider more liability insurance because, in most