农信社竞争力分析与提升.docVIP

农信社竞争力分析与提升 摘要：作为广大农村地区最重要的金融机构之一，一直以来，农村信用社都担负着为农村、农民以及农业经济发展提供金融服务支持的重任，对发展农村经济、推进农业发展和提升广大农民的经济收入具有非常重要的作用。近年来，随着国家相关政策对农村经济建设的日益重视，农村经济建设的迅速发展也为农信社发展带来了难得的春天。但是结合本文选取的江苏睢宁县为例，文章选用SWOT分析对其开展详细分析，在肯定其发展机遇与核心优势的同时，重点探讨了其在发展中所面临的主要劣势：治理结构不够完善、网络结算滞后和中间业务薄弱，以及外在市场威胁：新金融机构的介入和客户资源的流失，针对这些问题不足分别从深化改革、明确产权、注重培训、推行创新和加强风险管理几个方面提出应对建议措施，旨在抛砖引玉，为相关农村信用社工作的开展提供些许借鉴和参考。 关键词：竞争力；农信社；银行；分析 Analysis for Boosting the Competitiveness of Rural Credit Cooperatives Abstract: As one of the regions most important rural financial institutions , has been charged with the rural credit cooperatives are providing financial support services for rural areas, farmers and agricultural economic development task, the development of the rural economy , promote agricultural development and enhance farmers economic income has a very important role. In recent years, with the relevant national policies on rural economic development and the growing importance of the rapid development of rural economy has also brought a rare spring for the development of rural credit cooperatives. But the combination of SuiNing County, Jiangsu selected as an example in this article , the article analyzes the choice to carry out a detailed SWOT analysis , in recognition of its core strengths and development opportunities at the same time , focusing on the main disadvantages faced in its development : governance structure is not perfect, network settlement lag and intermediary business is weak, and the external market threats: involvement of new financial institutions and the loss of customer resources were inadequate to solve these problems from deepening reform, clear property rights, focusing on training, innovation and strengthen the implementation of several aspects of proposed risk management response to the proposed measures, designed to serve as a catalyst to provide some reference for rural credit cooperatives to carry out related work . Key words: Competitiveness; Rural Credit Cooperatives; Bank; Analysis 目 录