中小企业信贷业务的拓展思路及风险识别（The development of small and medium enterprises credit business and risk identification）.docVIP

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中小企业信贷业务的拓展思路及风险识别（The development of small and medium enterprises credit business and risk identification）.doc

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中小企业信贷业务的拓展思路及风险识别（The development of small and medium enterprises credit business and risk identification）

中小企业信贷业务的拓展思路及风险识别（The development of small and medium enterprises credit business and risk identification） 1. (judgment test) score model includes two kinds of assessment factors, one is structural elements, one is releasing factor. Yes Wrong DUI 2. (RadioButtonList) with the establishment and development of financing channels, many customers will be indirect financing direct financing market to the bond market instead of the commercial bank, the following () is not the main reason. A. financing flexibility Reduce the cost of B. C. direct financing market a large amount of funds D. financing initiative A D error 3. (multiple-choice) innovation mechanism of small enterprise credit business can start from what A. default information B. incentive, efficient approval C. independent accounting D. professional training E. pricing interest rate risk Quanxuan 5. (judgment test) nonpatternal under customers to carry out parallel operations in accordance with the general requirements of credit customers Yes Wrong DUI 6. (judgment) vertical division system is the head office of small business (there may be retail or for the public department within), the whole line of independent accounting, independent management and independent management division mode, to achieve self financing, in addition to a small number of head office centralized functions, realize the comprehensive property of vertical management. Yes Wrong DUI 7. (MCQs) represents two of the banks model HSBC A. Citibank B. C. of Barclays Bank D. Chase Bank Quanxuan A 9. (Dan Xuanti) bank acceptances the longest period not exceeding () months A. 6 B. 9 C. 12 D. 3 B a on the wrong 11. (multiple-choice) for the cluster of small and medium-sized enterprises, we should: With the help of A. risk compensation funds, interest free credit and discount policy, UNPROFOR third party authors build a small range of credit environment, increase the cost of corporate defaults B. with the local government, the market management, the