Section 13 Two Coat Seal and Paint Limitations（13节两个涂漆密封和局限性）.pdfVIP

! June 29,2015 ! Getting it Right: A Practical Guide to Addressing Key Issues in Reopened Sandy Claims and Flood Damage Section 13 Two Coat Seal and Paint Limitations Canopy!Claims!Management,!LLC!2!One!Penn!Plaza,!Floor!36!2!New!York,!NY!10119! Tel.!12800255529539!–!www.CanopyC! 13. Two Coat Seal and Paint Limitation for Drywall 13.1 Issue WYO’s, mostly Allstate have stated that the NFIP only allows two coats of any combination of primer, sealer and paint on a wall surface or trim. The NFIP has no such restriction to our knowledge, and intends to put an insured back to pre loss condition subject to the deductible and stated exclusions. All estimating platforms have line items to seal or prime, plus line items to paint with one, two or three coats. Best practices allow for a coat of primer for new drywall and joint compound, or two coats if the new drywall is purple or green board (water resistant) usually found in bathrooms, followed by two coats of paint. Note that new drywall for a 4’ flood cut will result in an area of new drywall and joint compound up to five feet. 13.2 Best Practice: Have FEMA clarify their position on restricting coats to two coats, or their agreement to the allowance of best practices recommended primer plus two coats of paint totaling three or more coats. Jeffrey S. Major www.CanopyC 6-29-2015 13.3 Claim Review Protocol A. Review the estimate and identify the allowances for sealing and painting. (Note that estimates written for AllState typically only allows for one coat of primer and one coat of paint.) 1. Adjust the estimate accordingly; a. In general rooms with flood cuts, i. Allow one coat of PVA prim