我国农村金融体制改革分析.docVIP

毕业论文（设计） 题 目 我国农村金融体制改革分析 学 院 东坡学院 专 业 经济学 年级 2012级 学生姓名 黄建云 学 号 120110504 指导教师 何旭东 我国农村金融体制改革分析 【摘要】 我国农村金融起步晚、发展缓慢的缺点，对其职能的发挥产生了较大的限制，其在服务于农村经济发展的层面，仍然具备许多短板，资金供给不足和不匹配的问题频现。对于这些现状的分析，本文提出了“我国农村金融体制当前面临的问题有哪些？对其进行相应的金融体制改革时，如何进行具体改革方向的选择？”等问题，并相应的提出了针对性的对策建议，旨在丰富相关理论的同时，能够为实践提供一定的思考借鉴之处。 【关键词】：农村金融体制、现状梳理、存在问题、对策建议 Abstract: the basic orientation of agricultural country and dual economic structure characteristics, decided the important position and characteristics of the agricultural economy in our country. Rural finance tied for in the financial market segments, as in the service and promote rural economic development level, plays an important role. However, rural finance in China started late, the shortcomings of slow development, its function is to produce a large limitation, in the service in the rural economic development level, still have many short board, money supply and mismatch problems appear frequently. Based on the analysis of the background and current situation at present stage, the problem of rural financial system in our country has carried on the deep discussion, put forward the current problems we are facing the rural financial system in our country have? On the corresponding financial system reform, the choice of how to carry out the specific reform direction? Problems, and puts forward corresponding countermeasures and Suggestions accordingly, aimed at rich at the same time, the related theory to practice provides the thinking of certain reference. Keywords: comb the rural financial system, the present situation, problems, countermeasures and Suggestions 目录 1.导论 1 1.1研究背景与问题的提出 1 1.2研究目的与意义 2 1.3研究内容与框架 2 2.我国农村金融体制改革的概况 2 2.1我国农村金融体制改革的基本范畴 2 2.2我国农村金融机构的组成 3 2.3我国农村金融体制改革的具体历程 3 3.我国农村金融体制的现状梳理 5 3.1 农村金融体制中金融机构的现状梳理 5 3.1.1农村银行类金融机构的现状梳理 5 3.1.2农村非银行类金融机构的现状梳理 6 3.2农村金融资产和农业保险的现状梳理 7 3.2.1农村金融资产在农民