再保险名词中英文对照及再保险介绍.doc

EXPLANATION 再保险reinsurance 原保险人original insurer 分出公司ceding company 再保险分出人 reinsured 再保险人reinsurer 分入公司ceded company 自留额retention (自负责任) 分保额ceding amount 再保险费 reinsurance premium (分保费) 再保险佣金 reinsurance commission(分保手续费) 转分保retrocession 比例再保险：proportional reinsurance 非比例再保险：non-proportional reinsurance 超过损失再保险：excess of loss reinsurance 成数再保险：quota share reinsurance 溢额再保险：surplus reinsurance 线数：lines 起赔点：priority/underlying retention(分出公司自负责任额) 最高责任额：top limit/ceiling figure 险位超赔再保险：excess of loss per risk basis 普通超赔保障：working cover 事故超赔再保险：excess of loss per event/occurrence basis 异常灾害再保险：catastrophe cover 分层再保险：reinsuring in layers 赔付率超赔再保险：excess of loss ratio 损失中止再保险：stop loss reinsurance(停止损失再保险) 共命运条款：follow the fortunes clause(同一命运条款) 错误或遗漏条款：errors or omissions clause（过失或疏忽条款） 检查条款：inspection clause（保护缔约双方权利条款/断交条款） 仲裁条款：arbitration clause 直接给付条款：cut through clause 固定佣金率：fixed commission rate 单一佣金率：flat commission rate 梯次佣金率：sliding-scale commission rate(累进递增佣金率) 盈余佣金：profit commission(纯益手续费) 或有佣金：contingent commission 结清方式：clean-cut basis 自然期满方式：run-off provision 一年法：one year basis 三年平均法：three-year average system 亏损滚转法：losses carry forward system 消失滚转法：losses carry forward to extinction 三年滚转法：losses carry forward for three years 最后净赔款额：ultimate net loss 净自留责任：net retained lines 事故损失：loss occurrence 以保单签发为基础：policies issued or policies attaching basis 以损失发生为基础：losses occurring basis 以提出索赔为基础：claims-made basis 预存保费：deposit premium 最低保证保费：minimum and deposit premium 毛费率：gross rate 附表摘要表：schedule 雇主责任保险：employer’s liability 再保险人与分出人同一命运：the reinsurer follow the fortunes of the company 拒收风险：rejection risk 强制再保险,固定再保险,合同再保险：obligatory reinsurance 净自留额：net retention 额外期限：odd time 出险通知：advice of the occurrence of a loss 续保：renew 续保通知书：renewal notice 减保：return 退保费：return premium 变更：alteration 修正：amendment 退保/取消：cancellation 收回/提取/撤销：withdrawal 报表：bordereaux