全新版大学英语第二册unit 1 B.pptx

UNIT ONE;Children and Money;;;S R _ Culture Notes 1;S R _ Culture Notes 2;S R _ Culture Notes 3;S R _ Culture Notes 4;S R _ Culture Notes 5;S R _ Reading _ text 1;S R _ Reading _ text 2;Kid: Parent: Kid: Parent: Kid (suspicious): ;S R _ Reading _ text 4;S R _ Reading _ text 5;S R _ Reading _ text 6; The Bank of Dave, which has been in operation four years, instantly turned both my children into keen savers. My son still comes to me with change he has found on the floor of the car, saying, “And credit this today.” Both kids’ accounts grew so fast that after two years I had to roll back my monthly interest rate to three per cent. The kids protested when I announced the change, but they nodded solemnly when I explained that the law of supply and demand applies even to the supply of money. The kids help me calculate their interest — a useful lesson in averaging and percentages. I give them unlimited access to their funds, no questions asked, and I provide printed statements on demand.; The high rate of interest is not the only attractive feature of the Bank of Dave. Equally important from the kids’ point of view is that their accounts belong to them. When they save, they harvest the benefit; when they want to spend, they don’t need permission. Children who have no control over their own funds have no incentive not to beg for money and then spend every dollar that comes into their hands. The way to help children become rational consumers is to give them more control, not less. Before we go on vacation, I’ll usually give my kids an extra twenty bucks or so, which I deposit in their accounts. I tell them that they can spend the extra money on a T-shirt, save it, spend;spend it before we leave, or do anything else they want with it — but that while we are on vacation, they won’t receive any additional pocket money from me (except in the form of communal purchases considered by custom to be vacation entitlements, such as candy, ice cream, movie tic