《奥巴马学生财政援助计划》.docVIP

奥巴马学生财政援助计划 Student financial aid: Obama 来源：天和网 核心提示：本文介绍了奥巴马学生财政计划，包括学生贷款，联邦援助计划，具争议的盈利教育和梦想法案等。 Higher education has taken a back seat to other issues in this election, but the outcome of the presidential vote will have a major impact on students and families paying for college. Here is how president Obama feels about higher education issues such as student loans, federal aid programs, for-profit colleges, and the Development, Relief and Education for Alien Minors, or DREAM Act. 天和网天和财政频道消息：高等教育虽然已经退居此次选举关注问题的次席，但是总统选举的结果将对学生和家庭支付大学学费有很重大的影响。以下是奥巴马总统怎样看待高等教育问题，比如学生贷款，联邦援助计划，盈利性大学，以及外来未成年人发展、救济和教育还有“梦想法案”。 Student loans How the candidates deal with student borrowing will have a heavy impact on access to higher education. During his administration, President Barack Obama ended the Federal Family Education Loan program, or FFEL, which originated some federal student loans through private lending institutions. Now, all federal student loans are handled through the Department of Education, a move Obamas campaign estimates will save $68 billion over 10 years in subsidies to the private sector. 学生贷款 候选人如何处理学生借贷的问题将会对高等教育机会影响深远。在他任内，美国总统奥巴马终止了联邦家庭教育贷款计划（或称为FFEL），它起源于一些通过私人贷款机构的联邦学生贷款。现在，所有联邦学生贷款是通过教育部负责的，这一举措根据奥巴马的竞选估计将在10年内给私营部门补贴节省680亿美元。 As a result of losing their chunk of the federal loan pie and other factors, many banks and lending institutions stopped making student loans entirely. Critics argue that this is making it more difficult for college hopefuls to obtain private loans if federal loans arent enough. 以失去他们联邦贷款大部分的收益和其他因素为代价，许多银行和借款公司完全停止了向学生贷款。评论家争论如果联邦贷款不充裕，会使获得个人贷款上大学的希望变得更加迷茫。 Going back to the old system wont really affect whether students can take loans out, says Kevin Carey, director of the Education Policy Program at the New America Foundation, a nonpartisan think tank based in Washington, D.C. It will affect the cost of those programs to the taxpayer. Theres not any question that the old system is more expensive to the taxpayer. “恢复旧的系统是