论责任保险中各方的权利.pdfVIP

Abstract Liability insurance is the 3rd phrase right after the property insurance and the life insurance, as well as the highest phrase of the insurance so far. In the countries with mature legal system and insurance market, the liability insurance usually account for sizable proportion of market of property insurance. For example, the total premium of liability insurance account for about 50% of the total premium of the non-life insurance. In China, the route of the development of the insurance market is rather tough. While since 80s last century, the insurance market went smoothly, as the income of the premium Increasing at the speed of 30% and the total assets of the insurance market reached the point of thousand billion yuan. However, as far as the liability insurance is concerned, it is a new thing in China which has not an unattached market. In china, the status of the liability insurance is lower than other kind of insurances since the premium of it account for about only 5% of the whole premium of the insurance market. Such a situation is related with the draggled legal system 、the ignorance of the insurance company and the absence of the research on the liability insurance. Theory comes from practice, while the theory can instruct the practice at the same time. So, as the legal system of china become better and better and the law consciousness of common people become stronger and stronger, it is very necessary to strengthen the research on the liability insurance. The thesis is mainly about the rights owned by all parts that concerned in the liability insurance contract, aiming to study the liability insurance from the aspect of right. On the one hand, this paper summarizes research results made by