对中小企业融资难问题的几点思考.pdfVIP

天津市财贸管理干部学院学报 第十二卷 年第 期 JOURNAL OF TIANJIN INSTITUTE OF FINANCIAL AND COMMERCIAL MANAGEMENT 2010 1 对中小企业融资难问题的几点思考 韩廷波 天津财经大学，天津 300222 摘要 融资难一直是困扰中小企业健康发展的重要因素，在政府高度重视，并不断深入探求改善融资环境的同时， [ ] 作为重要当事人——— 中小企业也应正视自身存在的问题。 本文就当前由中小企业自身原因造成的融资难问题进行了剖 析，并提出了一些对策和建议，希望中小企业能够通过提升自身素质，与政府和金融机构等各方力量密切配合，共同解决 阻碍其发展的历史难题。 关键词 中小企业；融资难； 自身作为 [ ] 中图分类号 文献标识码 文章编号 （ ） [ ] F276.3 [ ] A [ ] 1008-9055 2010 01-0028-02 On the Financing Difficulties of Small and Medium Enterprises HAN Ting-bo （Tianjin University of Finance and Economics, Tianjin 300222 ） [Abstract] Financing difficulties have been an important factor affecting the healthy development of small and medium-sized enterprises. The Government attaches great importance to this problem and continue to seek to improve the financing environment; while small and medium enterprises should also face their own problems. In this paper, the author analyzed the current issues caused by the small and medium-sized enterprises themselves and put forward some countermeasures and proposals in the hope of enhancing their own qualities to resolve the historical problems to its development in the close cooperation with the government and financial institutions and other forces. [Key Words] small and medium-sized enterprises; financing difficulties; own action 融资难一直是困扰中小企业发展的重要因素，尤其美国 （一）管理水平低，企业发展受制约 的金融危机在全球引发的经济寒流，对我国中小企业的发展 我国中小企业一般是由具有血缘关系的人共同创立，大 更是雪上