中意一生中意臻选版医疗保险条款.pdf

中意人寿[2025]医疗保险036号

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本阅读提示是为了帮助您更好理解条款，对本合同内容的解释以条款正文为准。

您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费····················································1.5

被保险人可以享有本合同提供的保障利益································································2.4

您有权解除合同···································································································5

您应当特别注意的事项

本合同的保险期间为一年，每6年为一个保证续保期间··············································2.2

在某些情况下，我们不承担保险责任······························1.5、2.3、2.4、2.6、3.2、7.1、10

您应及时向我们通知保险事故···············································································3.2

受益人的保险金申请权应在一定期间内行使·····························································3.5

您应按时支付保险费···························································································4.1

解除合同会给您造成一定的损失，请您慎重决策·······················································5.1

在某些情况下，本合同效力终止·····································································4.2、6.1

您有如实告知的义务···························································································7.1

我们对一些重要术语进行了解释，请您注意······························································10

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1您与我们订立的合同3保险金的申请6合同效力的终止

1.1合同构成3.1受益人6.1合同效力的终止

1.2保险合同成立与生效3.2保险事故通知7如实告知

1.3投保年龄3.3保险金的申请7.1明确说明与如实告知

1.4合同的签收3.4保险金的给付7.2本公司合同解除权的限制

1.5犹豫期3.5诉讼时效8重度疾病的定义及范围

2我们提供的保障4保险费的支付9其他需要关注的事项

2.1保障计划4.1保险费的支