浅谈嘉兴农村失地农民养老保险的问题和策略分析研究 工商管理专业.docVIP

浅谈嘉兴农村失地农民养老保险的问题和策略

[论文摘要]党的“十七大”报告特别明确地提出:“探索建立农村养老保险制度。”这就告诉我们,在广大农民群众中建立社会养老保险制度,已经成为我国农村改革和发展所面临的重大任务。按照全面建设小康社会目标的新要求,完善社会主义市场经济体制,加快以改善民生为重点的社会建设,形成城乡经济社会发展一体化的新格局,都离不开建立覆盖城乡居民的社会保障体系。目前,城市居民社会保障体系已经基本建立,农村居民社会保障体系正在建设之中,而农民社会养老保险制度才刚刚起步。可见,加快建立农村社会养老保险制度,对于我国改革发展全局和小康社会建设,乃至应对国际金融危机和扩大国内消费需求,都具有非常重要的意义。由于近年来我国城镇化速度的加快，大量农民失去了原有的土地，导致农民的养老保险问题日益突出。本文基于对嘉兴市开展失地农民养老保险的调查，了解其现状，通过对其存在问题的原因分析，最终提出完善农村社会失地农民养老保障体系的对策思路。

[关键词]失地农民养老保险现状问题

［Abstract］thepartythereportclearlypointedout:toexploretheestablishmentofruralendowmentinsurancesystem.Thistellsus,inthebroadmassesofpeasantsintheestablishmentofsocialendowmentinsurancesystem,hasbecomeChinasruralreformanddevelopmentfaceamajortask.Accordingtothegoalofbuildingawell-offsocietyofthenewrequirements,perfectsystemofsocialistmarketeconomy,acceleratewiththefocusonimprovingpeopleslivelihoodandsocialconstruction,theformationofurbanandruraleconomicandsocialdevelopmentintegrationofthenewpattern,isinseparablefromtheestablishmentofthesocialsecuritysystemcoveringbothurbanandruralresidents.Atpresent,thecityresidentssocialsecuritysystemhasbeenbasicallyestablished,theruralresidentssocialsecuritysystemisunderconstruction,andtheruralsocialpensioninsurancesystemhasjuststarted.Visible,tospeeduptheestablishmentofruralsocialendowmentinsurancesystemforChinasreform,developmentandconstructionofcomparativelywell-offsociety,andcopingwiththeinternationalfinancialcrisisandexpandingdomesticconsumptiondemand,hasveryimportantsignificance.InChinainrecentyearsduetothefasterpaceofurbanization,alargenumberoffarmerslostland,causefarmerold-ageinsurancequestionisoutstandingdaybyday.ThisarticleisbasedontheJiaxingcitytocarryouttheendowmentinsuranceoflostterritoryfarmerinvestigation,understandthesituation,throug