商业银行管理彼得S.罗斯英文原书第8版英语试题库Chap001.pdfVIP

商业银行管理彼得S.罗斯英文原书第8版英语试题库Chap001--第1页

Chapter1

AnOverviewoftheChangingFinancial-ServicesSector

FillintheBlankQuestions

1._______________________isatraditionalserviceprovidedbybanksinwhichthebanksstore

thevaluablesoftheircustomersandcertifytheirtruevalue.

Answer:Safekeepingofvaluables

2.Thefactthatfinancialinstitutionsmakeloansbasedonconfidentialinformationisthe

_______________________theoryofbanking.

Answer:delegatedmonitoring

3._______________________referstowhenafinancialinstitutiontradesoneformofcurrencyfor

another.Anexampleofthiswouldbewhenthebanktradesdollarsforyenforafee.

Answer:currencyexchange

4.A(n)_______________________isatraditionalservicewhichpermitsadepositortowritea

draft（汇票）inpaymentforgoodsandservices.

Answer:demanddeposit(checkingaccount)

5._______________________isaserviceprovidedbybankswherethebanklendsmoneyto

individualsforthepurchaseofdurableandothergoods.

Answer:Consumerlending

6.The_______________________ofabankisatraditionalservicewherethebankmanagesthe

financialaffairsandpropertyofindividuals(andinsomecasesbusinesses).

Answer:trustservices

Rose/Hudgins,BankManagementandFinancialServices,8/e1

商业银行管理彼得S.罗斯英文原书第8版英语试题库Chap001--第1页

商业银行管理彼得S.罗斯英文原书第8版英语试题库Chap001--第2页

7.CompaniessuchasMerrillLynchandSearswhichofferedsomebutnotallbankingservicesin

the1980swerecalled_______________________.

Answer:nonbankbanks

8.Thelooseningofgovernme