个人住房贷款的银行风险管理研究-外文文献及翻译.pdfVIP

Personal housing loan to the bank risk management research  Personal housing loan to the bank risk management research  PART I.  Problem Statement   PART I.  Problem Statement   In this part, I will give a detailed introduction of Industrial and Commercial Bank of China and the In this part, I will give a detailed introduction of Industrial and Commercial Bank of China and the  information about the Individual housing loan. Certainly, the problem formulation is the most imp  information about the Individual housing loan. Certainly, the problem formulation is the most imp ortant one I want to discuss.   ortant one I want to discuss.   1 introduction to ICBC and Issues   1 introduction to ICBC and Issues   Industrial and Commercial Bank of China Ltd. (ICBC) is the largest bank in the world by profit an Industrial and Commercial Bank of China Ltd. (ICBC) is the largest bank in the world by profit an d market capitalization. It is one Chinas Big Four state-owned commercial banks (the other three  d market capitalization. It is one Chinas Big Four state-owned commercial banks (the other three  being the Bank of China, Agricultural Bank of China, and China Construction Bank. It was founde being the Bank of China, Agricultural Bank of China, and China Construction Bank. It was founde d as a limited company on January 1, 1984. As of March 2010, it had assets of RMB 12.55 trillion  d as a limited company on January 1, 1984. As of March 2010, it had assets of RMB 12.55 trillion  (US$1.9 trillion), with over 18,000 outlets including 106 overseas branches and agents globally. In (US$1.9 trillion), with over 18,000 outlets including 106 overseas branches and agents globally. In  2011, it ranked number 7 on Forbes Global 2000 list of worlds biggest public companies    2011, it ranked number 7 on Forbes Global 2000 list of worlds biggest public companies   Industrial and Commercial Bank of 1991 established the Departme