中国平安保险股份有限公司的偿付能力分析.docVIP

经典专科、本科、硕博、研究生、期刊毕业论文 经典2019成稿 仅供参考 精心整理 仅供参考 勿用作商业用途 　中国平安保险股份有限公司的偿付能力分析 　　　　　　　　　　　　 近年来，我国保险行业蓬勃发展，保险市场上各家保险公司的竞争日趋激烈，但是与之相伴随的一个重大问题就是偿付能力亟需提高。只有保险公司的偿付能力比较强大时，它才能防止产生较大风险，由此，我国的保险行业才能够获得健康且长期的发展。保险公司和其它公司不同，它的运营牵涉到非常广泛的社会利益，有着很重的社会责任需要它去承担，因此，保险公司尤其是寿险公司必须拥有强大的偿付能力。本文通过将中国平安保险股份有限公司作为研究对象，分析公司偿付能力现状及影响因素，找出其中存在的种种问题，进而得出解决问题的措施的结论，这不仅有利于促进中国平安的偿付能力和经济效益的提高，对我国整体保险行业的发展也有着非常积极的意义。 关键词 保险公司 　偿付能力 影响因素　　指标　　对策　 Title Financial Analysis of Ping an insurance company of China Abstract In recent years, Chinas insurance industry is booming, and the competition among　　insurance companies in the insurance market is increasingly fierce.Only when the solvency of insurance companies is relatively strong, it can prevent greater risk, thus, our insurance industry can obtain a healthy and long-term development.Insurance companies are different from other companies in that their operations involve a wide range of social interests and have heavy social responsibilities for them to undertake. Therefore, insurance companies, especially life insurance companies, must have strong solvency.This article uses Ping an insurance company of China as the research object, analyses the current situation and influencing factors of the company solvency, find out the problems that exist, and then come to the conclusion that the measures to solve the problem, this is not only beneficial to promote Chinas ping ans solvency and the improvement of economic benefits, the overall development of the insurance industry in China also has a very positive meaning．. Key Words insurance company Solvency influence factor index 　　　　　　　　 　　　　　countermeasure 目 录 TOC \o 1-2 \h \z \u 1 绪论 １ 1.1 选题的背景 １ 1.2 研究的目的和意义 ２ 1.３　研究方法与思路 ３ 1.４ 中国平安保险公司介绍 ３ 2 保险公司偿付能力理论概述 ４ 2.１　保险行业偿付能力影响因素 ４ 2.2 保险行业偿付能力指标分类 ６ 3 中国平安保险公司偿付能力指标分析 ８ 3.1 偿付能力综合分析 ８ 3.2 中国平安保险公司偿付能力不足原因综合分析分析 22 4 中国平安保险公司偿付能力不足的对策 2 3 4.1 增加保险资金来源并合理运用 2 3 4.2 控制综合赔付率 24 4.