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Chapter 8 Insurance Knowledge The risk in international transportation: Long-distance transportation Loading unloading China Insurance ClauseOcean Marine Cargo Clause Principle Risks FPA（ Free From Particular Average ） WPA（With Particular Average ） ALL RISKS General Extranrous Risk Special Additional Risk 基本险 平安险 水渍险 一切险 一般附加险 特殊附加险 General Extranrous Risk T.P.N.D. (Theft, Pilferage and Non-delivery Risk) F.W.R.D. （Fresh Water and Rain Damage Risk) Shortage Risk Intermixture and Contamination Risk Leakage Risk Clash and Breakage Risk Taint of Odour Risk)， Sweat and Heating Risk Hook Damage Risk Rust Risk Breakage of Packing Risk 1、偷窃、提货不着险 2、淡水雨淋险 3、短量险 4、混杂、沾污险 5、渗漏险 6、碰损、破碎险 7、串味险 8、受潮受热险 9、钩损险 10、锈损险 11、包装破裂险 Special Additional Risk War Risk Strikes Risk Import Duty Risk On Deck Risk Aflatoxin Risk Rejection Risk Failure to Deliver Risk F.R.E.C. （Fire Risk Extension Clause For Storage of Cargo at Destination HongKong, Including Kowloon ,or Macao） 海上货物运输战争险 海上货物运输罢工险 进口关税险 舱面险 黄曲霉素险 拒收险 交货不到险 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款 Chapter Eight Lesson 33 保险 Lesson 34 买方要求保险答复 Lesson 35 对要求保险的答复 Lesson 36 为买方投保保险条件 EXPRESSIONS 为某人买保险：for+sb. 为某货物买保险： on + sth. 向某公司买保险： with… 投保金额：for +金额(110% of invoice value total invoice value plus 10% ) at invoice plus 10%,i.e.USD** 投保： insure/ cover 使免受损失：against + …Risk 受某险款约束，如某险款： As per and subject to (OMCC of CIC Dated 1981/1/1) 包含（保险责任起讫条款）：Including w/w Clause 费用负担：for one’s account/ for the account of sb./ be borne by sb. EXPRESSIONS 为我司 向中国人民保险公司 按发票面额的110%， 对货物 投保水渍险， 加保偷窃、提货不着险和战争险， 保险受中国保险条款约束 涵盖仓至仓条款（保险责任） 保费由我司负责 for us with PICC for 110% of the invoice value for total invoice value plus 10% On the goods Insurance should be covered W.P.A. Please insure W.P.A against T.P.N.D and War Risk As per and subject to Ocean Marine Cargo Clause of CIC dated 1/1/1981 Including warehouse to warehouse (w/w) Clause The premium will be for one’s a