TR.购房抵押贷款合同.docVIP

House Purchasing Mortgage Loan Contract Contract No.: An Zi Year 99 No. 11378 Borrower (mortgagor): YAO Yuejin Lender (mortgagee): Agricultural Bank of China Guangzhou Branch Business Department Article 1 General Rules The borrower agrees to mortgage the real estate and its rights and interests to apply for house purchasing mortgage loan to the lender for purchasing the house located at No. F, Floor 27, Wanjingge, No. 65, Haizhubandao Garden, Binjiang East Road, Haizhu District, Guangzhou City (Real Esate Certificate / Real Estate Pre-sales Contract No. Sui Fang Di Zheng Zi No. 0539032) and give the lender the first priority of disposal right as guarantee to repay the loan under the contract. The borrower performs all clauses of the contract and is willing to pay the payables to the lender according to regulations of the attached list of the contract, or pay according to other methods designed by the lender. The assessed value of the above house is RMB 484,000. The lender agrees the borrower to mortgage the above real estate and its rights and interest for the loan under the contract, provides house purchasing fund with certain period to the borrower as part of housing fund to purchase the real estate. Article 2 Definition In the loan contract, unless otherwise defined in the contract, the nouns are defined as follows: [Business day] The day the lender opens to public. [Debt] All payments the borrower owed the lender under the contract, including the loan principal, interest (including overdue interest) and other relevant fee. [Mortgage] General terms of the real estate the borrower purchased by borrowing from the lender and mortgaged and all rights and interests related to the real estate. Article 3 Loan I. Loan amount The lender lends loan RMB /HKD (in words Two Hundred and Eighty Thousand Only, in figures: RMB / HKD 280,000) to the borrower. Within 7 days after conducting the mortgage registration/ mortgage registration reference, gaining other rights certificate