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新手买保险必看(Novice to buy insurance must see)
新手买保险必看(Novice to buy insurance must see)
The first year of the car insurance include what content? What should notice?
No insurance in terms of concept. Often mentioned refers to the common insurance insurance.
Including the basic insurance, car damage: three, personnel on the car, robbery, additional risks: glass, scratch, spontaneous combustion, wading, and non deductible clause.
It should be noted that the new car is not necessary on spontaneous combustion insurance, manufacturers have quality assurance
My car is on the first year of insurance, second years on what risks? Look at their own economic strength, can not against all risks.
Generally do not have the risk of spontaneous combustion, because the probability of spontaneous combustion of general vehicles is very low, usually less attention to probability.
Not afraid of the car stolen it can not pilfer, the car is not afraid of the words can not be afraid of breaking glass scratches on the risk, you can not glass insurance, anyway, compulsory insurance is to be on the list, and then recommend commercial three party insurance. Because the strong risk is simply non-existent, once the accident, pay strong insurance, that money is simply not enough.
In addition, regardless of deductible and other projects, the provisions of all insurance companies, standards are not the same, must ask before the clear.
1. strong insurance motor vehicle traffic accident liability compulsory insurance in the country must buy insurance, are you hit and the car did not buy this insurance car is not on the road, to a fine of third party liability insurance is mandatory, although is mandatory, but the protection effect is not high, so to buy three. Liability insurance to supplement. The average car is currently 950 yuan a year;
2. basic commercial insurance
Main risks: vehicle damage insurance, third party liability insurance, theft rescue, car personnel liability insurance
Vehicle damage insurance: for example, when an accident occu
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