Social Security for Married Couples AARP（已婚夫妇AARP的社会保障）.pdfVIP

Social Security for Married Couples The decision on when to claim Social If Len decides to collect Social Security Security benefits is one of the most benefits at age 62 (the earliest possible age), important ones you’ll make as you plan his benefits will be permanently reduced. your retirement. Married couples in Like retirement benefits, spousal benefits particular have a host of issues to consider. are also reduced if they are claimed early. If Patty starts collecting at age 62, her spousal AARP’s Social Security benefits calculator benefit will be 35 percent of Len’s benefit, is an easy way to see how different rather than 50 percent if she waited until claiming strategies might affect your her full retirement age. Spousal benefits benefits. Check it out at / are always based on the primary earner’s socialsecuritybenefits. full retirement benefit. So, if Len chooses Social Security claiming strategies involve to claim early it will not change the benefit many variables. The information we that Patty can collect as long as Patty provide in this tip sheet is general and may doesn’t claim early. not apply to your specific sit