房地产付款方式（Real estate payment terms）.docVIP

房地产付款方式（Real estate payment terms） Bank mortgage The correct name of bank mortgage is a mortgage, property buyers to purchase property as collateral, the bank first branch of 1629 developers, after the purchase of a monthly to the bank payment of principal and interest, the number of mortgage loans usually consists of 50% to 80%, the period from 1 years to 30 years. Bank mortgage is the most effective way to promote the active property market. ================================= Accumulation fund Provident fund generally refers to the company provident fund, the company is outside the capital retained by the amount of funds. According to the provident fund set aside whether the mandatory provisions of the law on the provident fund can be divided into the statutory reserve fund and any provident fund. In addition, the housing provident fund refers to the state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions and their staff of long-term housing savings deposit. Basic introduction Fund also said the companys reserves, refers to the company to enhance their ability to expand production and property, to prevent unexpected losses, a payment according to company profit from the extract, not as part of the dividend income or income. Mainly used to make up for the companys losses, expand the companys production and operation, and increase the capital of the company. Statutory provident fund, also known as mandatory provident fund, refers to the legal provisions of the proportion of provident fund must be extracted Any optional provident fund, also known as any surplus reserve fund, means the reserve fund that is freely collected from the statutory provident fund in accordance with the articles of association or the resolutions of the shareholders meeting. Related definitions Statutory reserve fund When the company distributes the after tax profits, it shall withd