14 真题（14.）.docVIP

14 真题（14.） First, the multiple-choice questions (3*30=90 points) (small calculations, small concepts, do not copy or not with options) 1, the basic functions of commercial banks: A credit intermediary, B payment intermediary, C credit creation, D financial services 2, commercial banks to protect debt liquidity and liquidity, loan maturity structure should be which of the following term structure? Match? A deposits and intermediate operations, B assets, C operations, D deposits and other liabilities 3, the following does not belong to our M1 is A residents cash, B enterprise cash, C enterprise demand deposits, D resident demand deposits 4, the central bank in the financial system is the core of the dominant position, which of the following best reflects its supervision of financial institutions? Necessity of management A executes monetary policy, B takes care of Treasury, C becomes lender of last resort, and D issues currency 5, assuming that the statutory rate of gold and silver for 1:14, the market price of 1:15, and finally flooded the market is? 6, commercial bank capital is generally used for repayment A expects loss of B unexpected loss of C, catastrophic loss above D all 7, when there are foreign currency accounts payable, the basis of option hedging is calculated. 8, the following description of the fixed exchange rate is incorrect A international trade is at a steady price B leads to domestic inflation C leads to a large amount of foreign currency reserves D reduces the risk of commercial exchange rate fluctuations and helps international trade growth 9, investment projects information is as follows: IRR:8.7%; profit margin 98%; net present value: -393m; recovery period: 2.44 Capital cost: 9.5%, the following statement is correct When A is calculated by NPV, the discount rate is smaller than that of IRR B, from the NPV point of view, should be accepted C should be accepted from a margin point of view D, from the IRR point of view, should be turned down 10. W