汇丰银行定期存款一般条款_中英对照.docxVIP

定期存款——一般条款 TIME DEPOSITS - GENERAL TERMS AND CONDITIONS 注意：1、 除本文件所述各条款外，适用于所有账户的“一般章则条款”亦适用于在中华人民共和国（香港、澳门和台湾除外）（下称“中国内地”）开立于香港上海汇丰银行有限公司（下称“本银行”）的所有定期存款。 Note: 1. Without limitation to the terms and conditions contained herein, all time deposits offered by The Hongkong and Shanghai Banking Corporation Limited (the ‘Bank’) in the People’s Republic of China (but excluding Hongkong, Macao and Taiwan) (the ‘Mainland China’) are subject to the General Terms and Conditions applicable to all accounts in the Mainland China. 2、 中英文本如有歧义，须以中文本为准。 2. In case of discrepancies between the English and Chinese versions, the Chinese version shall apply and prevail. 3、 在适用时，账户持有人可指一人或一人以上。 3. Account holder shall refer to account holders where appropriate. 1. 本银行接受客户在中国内地的定期存款乃基于客户已经阅读及同意下列各条款。 1. Time deposits placed with the Bank in the Mainland China are accepted on the basis that the customer has read and agrees to the terms and conditions contained herein. 2. 客户可根据本银行不时确定的币种、最低开户存款额及存款期限开立定期存款账户。 2. A time deposit account may be opened in such currencies and with such minimum initial deposit with respect to a range of maturity dates as determined by the Bank from time to time. 3. 本银行保留更改利率及在有需要时随时按账户余额收取存款费用的权利，有关的更改将会在本银行大堂展示或经传播媒介发布，作为对存户的通知。但除提前取款另有规定外，即使本银行随时调整定期存款利率，一笔定期存款的利率应始终是存款日当天约定的定期存款利率。 3. The Bank reserves the right to vary the interest rate offered and to impose deposit charges on credit balances from time to time at the Bank’s absolute discretion as displayed in the Bank’s premises or advertised in the media which will serve as notice to the depositors, provided that, subject to the terms and conditions on withdrawal of the time deposit before due date, the time deposit interest rate agreed by the Bank as applicable to the time deposit on the date when the deposit is made shall remain applicable to that time deposit throughout the period of deposit, despite any change in the time deposit interest rate offered by the Bank from time to time.