雅思写作技巧--英 段落,经典句子,文章分析,素材等.docxVIP

Ⅰ．Topic: Feeling（friendship and happiness） Ⅱ．新闻有约 A sustainable life Its hard enough to make it through a week, never mind a new year, of good intentions. The problem is often with the goals themselves: Be loving to your spouse. Stay within your budget. It is easier to say, but hard to do. Here is a guide to making some of those resolutions last. A spending plan is like a diet. Its hard to stay on it. What would you do if your wallet became harder to open as your spending approached or exceeded your budget? Would you think twice about where your money was going? A product designer at the Massachusetts Institute of Technology who created a working prototype for such a wallet thinks so, and he may be on to something. Part of the reason so many people spend too much, or fail to stick to budgets, is because parting with money has become an abstraction in increasingly cashless societies. Credit cards provide immediate gratification, but no immediate consequences. Plucking actual dollars from your pile of cash, research suggests, is more painful, and leads you to spend less. Theres another factor that prevents people from being model financial citizens (besides, of course, circumstances like joblessness). Humans are notoriously poor at following through with their plans. Sticking to a budget feels too much like dieting. And we often fail at both for the same reasons: too much focus on the restrictions, not enough on fun. So its not surprising when people end up bingeing later, more than making up for dollars not spent or calories not consumed. On M, a money-tracking Web site, top goals among the nearly half a million users include paying off debt, creating an emergency fund and saving for retirement. The battle, say money and psychology experts, is finding ways to close the gap between good intentions and human nature. So when every dollar counts, how can you accomplish what youre not necessarily wired to do? It may be a while before that smart wallet hits the shelves (