中国建设银行核心竞争力及策略建议改_new重点解读.doc

中国建设银行核心竞争力SWOT分析及策略建议 摘要 核心竞争力是企业战略管理研究的核心问题，也是商业银行在经营管理中追求的最重要目标之一。随着我国金融业的对外开放加快，外资银行的进入无疑会对我国整体核心竞争力较低的银行业带来前所未有的挑战。研究以中国建设银行为代表的国有商业银行的核心竞争力问题具有一定的现实意义和理论价值。 本文首先提出了商业银行核心竞争力概念，并确定商业银行核心竞争力提升的五种方面。从而构建了商业银行核心竞争力的评价原则和指标体系。以中国建设银行为例，从定性方面分析，运用SWOT分析方法。最后在以上分析的基础上，分别给出以强化公司治理，开发利用人力资源、准确的战略定位、提高技术创新能力、创新和运用品牌和加强企业文化建设等方面来提升中国建设银行核心竞争力的一些具有建设性的建议。 关键词： 中国建设银行 核心竞争力 SWOT分析 Abstract The core competence is the core problem of the research on strategic management, one of the most important goal is the pursuit of commercial banks in business management. With the opening of Chinas financial industry to speed up, the entry of foreign banks will lower the core competitiveness in Chinas overall banking brings hitherto unknown challenge. Research on the core competitiveness of the state-owned commercial banks in China Construction Bank China represented is of practical significance and theoretical value. This paper puts forward a concept of the core competitiveness of commercial banks, and to determine the five aspects to enhance the core competitiveness of commercial banks. In order to build the principle and index system of evaluation of the core competitiveness of commercial banks. The Construction Bank China as an example, by qualitative analysis, using the SWOT analysis method. Based on the above analysis, are given in order to strengthen corporate governance, development and utilization of human resources, strategic positioning accuracy, improve the ability of technological innovation, innovation and use of the brand and strengthen the building of enterprise culture, to enhance the core competitiveness of Chinese Construction Bank some constructive suggestions. Keyword：China Construction Bank；core competence；SWOT analysis 一 中国建设银行核心竞争力研究的背景与意义 当前欧美银行业逐渐已经消化金融危机的影响，通过一系列的并购、业务整合或区域调整，整体经营业绩开始回升，世界各国都在加强金融监管和改革。与此同时十八届三中全会后中国政府开始全面实施并不断完善经济市场改革一揽子计划，加快推进经济发展方式转变和结构调整。目前中国仍处于重要的战略机遇期，经济发展长期向好的趋势没有改变，各种有利的条件依然存在，但国际经济走势的不确定性依然存在，面对复杂多变的经营环境