商务英语口语第七次课1.pptVIP

jlutracy@126.com Brief Introduction Cargo insurance For the majority of export sales the exporter is responsible for insuring the consignment up to the point of delivery to the buyer. However, this can vary depending on terms of the sale agreement or letter of credit. Cargo and transportation insurance Insurance for your export consignment during the period of transit is important and is often a condition?in a?sale agreement or letter of credit. The agreement or letter of credit will spell out who is responsible for insuring the cargo and where the insurance liability of the exporter and that of the buyer is transferred. Both parties to the contract need a clear understanding of their responsibilities. Cargo is normally insured at the Free on Board (FOB) value, plus transport, plus 10 percent. There are three internationally used insurance categories: Free of particular average (FPA) is the narrowest form of cover as the insurance company does not cover you for partial loss or damage to the cargo. You are only covered if the entire consignment is lost or damaged for example when a ship sinks, or by fire. FPA cover is usually purchased to cover used goods, such as scrap metal. With average (WA) cover extends the FPA clause to include partial loss arising from heavy weather and seawater damage. Both FPA and WA can usually be extended to include protection from theft and pilferage. All risks (AR) cover is the most comprehensive cargo insurance, providing protection against loss or damage from external causes. The term all risks, is misleading, as it does not cover loss or damage arising from delay, inherent vice (deterioration or damage without outside help, eg milk souring), or the nature of the goods insured. Losses as a result of inadequate packaging, weight loss from drying out, or market changes are also not covered. Risks from war, strikes, riots and civil unrest are also not covered, but can be covered?at extra cost. 在国际贸易中，货物从卖方到达买方，通常要经过长途的运输、装卸和存储等过