2025年银行笔试英语试题及答案.docVIP

2025年银行笔试英语试题及答案

一、单项选择题（每题2分，共10题）

1.Whatisthemainfunctionofthecentralbank?

A.Toregulatethestockmarket

B.Tocontrolthemoneysupply

C.Tomanagethepostalservice

D.Tooverseethetelecommunicationsindustry

Answer:B

2.Whichofthefollowingisacharacteristicofadebitcard?

A.Itallowsyoutoborrowmoney

B.Itisusedformakingpayments

C.Itisissuedbythegovernment

D.Itisusedforwithdrawingcashonly

Answer:B

3.WhatdoesthetermGDPstandfor?

A.GrossDomesticProduct

B.GrossDevelopmentProduct

C.GlobalDistributionProgram

D.GreatDomesticProgress

Answer:A

4.Whichfinancialstatementshowsacompanysfinancialpositionataspecificpointintime?

A.IncomeStatement

B.BalanceSheet

C.CashFlowStatement

D.ProfitandLossStatement

Answer:B

5.Whatistheprimarypurposeofasavingsaccount?

A.Toprovidecreditforlargepurchases

B.Toearninterestondepositedmoney

C.Tofacilitateinternationaltransactions

D.Toofferhigh-riskinvestments

Answer:B

6.Whichofthefollowingisatypeofinvestmentthatinvolvesbuyingsharesofacompany?

A.Bond

B.MutualFund

C.Stock

D.CertificateofDeposit

Answer:C

7.Whatisthetermfortheprocessofbuyingandsellingassetstogenerateprofit?

A.Investment

B.Speculation

C.Lending

D.Arbitrage

Answer:B

8.Whichofthefollowingisameasureoftheriskofaninvestment?

A.Return

B.Yield

C.Volatility

D.Liquidity

Answer:C

9.Whatisthetermfortheinterestratechargedbythecentralbankonloanstocommercialbanks?

A.PrimeRate

B.FederalFundsRate

C.DiscountRate

D.MortgageRate

Answer:C

10.Whichofthefollowingisacharacteristicofafixeddeposit?

A.Itoffershighliquidity

B.Ithasavariableinterestrate

C.Itisashort-terminvestment

D.Itisalow-riskinvestment

Answer:D

二、多项选择题（每题2分，共10题）

1.Whatarethefunctionsofacommercialbank?

A.Acceptingdeposits

B.Providingloans

C.Issuingcurrency

D.Conductingforeignexchan