济管理复习材料综合题型与核心内容.pdfVIP

EconomicManagement

ReviewMaterials

1.Indefinitemultiple

choicequestions

1.ThecreditriskmeasurementmethodsstipulatedintheNewBaselAgreement

include()

1Internalratingmethod2Basicindicatormethod3Standardmethod4VaR

method

2.Thecorecapitaladequacyratioofcommercialbanksshouldbenos

than()

18%26%34%410%

3.Theextensionof-andlong-termloansshallnotexceedhalfoftheoriginalloanperiod,andshallnot

exceed()

12years23years35years410years

4.Thesettlementmethodthatcanbeusedinthesamecityorindifferent

cesis()

1Collectioncommitment2Bankcheck3Cashierscheck4Entrustedcollection

5.Thefollowinginternationalbusinesseswiththenatureofshort-term

loansare()

1Importandexportbill2Forfaiting3Exportcredit4Syndicatedloan

6.Thecharacteristicsofoff-balancesheet

businessare()

1Hugescale2Concentratedtrading3Hugeprofitsandlosses4Greatflexibility

7.Themaincharacteristicsoffinancingleaseinclude()

1Separationoftherighttouseandownershipofequipment2Closeintegrationofcapital

andmaterialmovement3Theseehastherighttochoosetheequipment4One-time

paymentofrent

1.Amongthetotalcapitalofacommercialbank,accordingtotheprovisionsoftheBaselAccord,itslong-term

subordinatedbondscanonlybeupto()corecapital.

①100%②50%③25%④20%

2.新巴塞尔协议中，商业所的三大风险是指（）。

①市场风险②利率风险③信用风险④操作风险

3.商业管理的最终目标是企业价值最大化。，式中是指商业

在第t年的（）。

①现金净流量②总收入③利润④价值

4．下列功能项目中，哪一项不是商业资本的主要功能（